Wallet

Wallet is a conditional resource substitution Artifact. When a Combat Ability would cost more Power than you currently have, Wallet lets that Ability be paid for with Health instead. Because it only changes how a cost is paid, it adds no damage, no Power and no passive stat; the value is that your rotation keeps going when Power would normally stop it.

Exact conversion values, the floor percentage and the partial-Power behaviour are only published once the shipped data verifies them, so this page never invents a number.

Wallet is a fallback, not a bonus. It does nothing while you have enough Power, and it activates only when a Combat Ability's Power cost cannot be met. At that point the missing cost can be covered by Health, within a minimum Health limit.

• What activates it

  A Combat Ability whose Power cost is larger than your available Power. Wallet does nothing while Power is sufficient.

• What it grants

  Permission to pay the shortfall with Health so the Ability can still resolve, instead of failing for lack of Power.

• What it targets

  Combat Abilities the game classifies as such. It is not a general health-to-power conversion and it does not touch traversal abilities.

Wallet is a resource substitution: it changes which resource pays a cost. That is different from Power recovery, from a cost reduction and from a cost override.

Wallet is a conditional fallback, so its first requirement is a shortage. If you have enough Power, the normal cost is paid and Wallet never comes into play. The Health fallback is tied to that shortage, not to a button or a timer.

• Condition

  An insufficient-Power check for a Combat Ability. Wallet waits for that check to fail before it does anything.

• Priority

  Wallet is a fallback resource, not a second pool you choose between. Whether it can act alongside full Power is a data question, not an assumption.

• Partial Power

  When you have only part of the required Power, whether Wallet tops up the shortfall or pays the whole cost from Health has to be verified.

Because the trigger is a shortage, Wallet's uptime depends on how often your Power runs out, not on how often you cast.

A Combat Ability has a Power cost. When that cost cannot be met, Wallet allows the shortfall to be settled with Health. The Power cost itself does not disappear and does not turn into Power; only the resource that pays it changes.

• Power cost

  The Ability's normal cost in the primary resource. It is unchanged by Wallet and is only bypassed when Power cannot cover it.

• Health cost

  The fallback payment. It is a resource cost, not incoming damage, so it is not the same event as being hit.

• Conversion

  How much Health a unit of Power costs is not assumed. A 1:1 ratio or a percentage of maximum Health are both possible and unverified.

Health spent as a resource is not damage taken. That boundary matters for anything that reacts to damage, and it is confirmed from the shipped game rather than inferred.

Wallet includes a minimum Health threshold. Its purpose is to stop Wallet's own substitution from spending the last of your Health, so the Artifact cannot by itself take Dylan to zero.

• What it covers

  Health spent by Wallet's resource substitution. It protects against the Artifact's own cost, not against enemy attacks.

• Floor behaviour

  When a cost would cross the floor, the game may clamp the payment, deny the cast or apply a partial payment. Which one is true is verified.

• Verification

  The exact minimum percentage is confirmed against the shipped game before it is printed on this page.

The floor is a limit on a resource cost. It is not invulnerability and it is not a death-prevention effect.

Wallet's Health floor applies to the Health it spends. Any damage that arrives from enemies, hazards or status effects is a separate event and still reduces your Health normally, so a Wallet cast near the floor leaves very little margin.

• Wallet's own cost

  No. Its substitution is limited by the floor, so the Artifact alone does not take your Health below that minimum.

• Incoming damage

  Yes, still lethal. Enemies and hazards are not bound by the floor, so you can die in combat as usual.

• Death prevention

  Wallet does not prevent death. Refilling Health after a lethal hit is a different Artifact's job, not this one's.

Sitting near the floor is not a build goal. The floor keeps Wallet from finishing you, but it does not give you a safety net against what hits you next.

Wallet applies to abilities the game classifies as Combat Abilities. An ability being available to the player does not make it a Combat Ability, so a traversal ability is not assumed to draw on Wallet just because it is also an ability.

• Role does not decide

  A defensive, control or status Combat Ability is still a Combat Ability. Its role does not decide whether Wallet can pay for it.

• Choose what you need

  Because a Wallet cast spends Health, the Ability worth that cost is the one that solves your current problem, not automatically the most expensive.

• Verification

  The exact selector and per-ability eligibility are confirmed against the shipped game before the page names specific abilities.

"Combat Ability" is a game category. It is not the same as "any ability Dylan can use", and it is not the same as an ability's damage role.

The public wording describes the case where you are out of Power, but it does not settle what happens when you have some Power but not enough. There are at least two plausible behaviours, and they change how much Health a cast actually costs.

• Full fallback

  The Ability notices the shortage and pays the entire cost from Health, leaving your remaining Power untouched.

• Split payment

  Your available Power is spent first and only the shortfall is converted to Health.

• Verification

  Which behaviour applies is confirmed from the shipped game. The page does not pick one for you.

This single detail decides whether Wallet is a light top-up or a heavy Health sink, so it stays gated rather than guessed.

Other effects can change a Combat Ability's Power cost before it is paid. Whether Wallet's Health fallback is calculated from the base cost or from the reduced cost decides how much Health a discounted cast actually spends.

• Base cost

  The Ability's unmodified Power cost. It is the upper bound for whatever fallback is applied.

• Pipeline order

  Cost reductions, cost overrides and the substitution all act on the same cost, so the order in which they resolve decides the final payment.

• Verification

  The real resolution order is confirmed from the shipped game and is not assumed from the wording of the effects.

This is why resource modifiers are not all one thing. A reduction, an override and a substitution behave differently once they are combined.

Pickpocket's Tool also touches Combat Ability Power cost, but it overrides a cost to zero after a Perfect Dodge. Wallet does not override anything; it substitutes Health when Power is short. If both are equipped, the expected result is that an already-free Ability never triggers Wallet, because there is no shortage left to cover.

• Expected order

  An override applied before the shortage check would leave nothing for Wallet to pay, so the free cast wins and no Health is spent.

• Health risk

  Pickpocket's Tool has no Health cost of its own. Wallet introduces the Health cost, so the two do not stack into extra free casts.

• Verification

  The interaction order is confirmed against the shipped modifier pipeline before this page states it as fact.

Treat this as the concrete case of cost-override versus resource-substitution ordering, not as a promise that the combination is always safe.

Wallet is not a straight upgrade. It buys flexibility with a resource that also keeps Dylan alive, so the trade-off is the whole point of the Artifact.

• Benefit

  Combat Abilities remain usable when Power is insufficient, so a shortage costs you tempo instead of the cast.

• Cost

  Health becomes a spendable resource, lowering the margin you have against incoming damage.

• Risk

  The floor bounds Wallet's own spending, but it cannot protect you from damage that arrives during or after the cast.

Wallet is an emergency and aggressive flexibility Artifact. It is not unlimited casting and it is not a survival tool.

• Check ability demand

  Wallet matters most when Combat Abilities carry your rotation, because that is when a Power shortage actually stops you.

• Check recovery

  A reliable source of Health recovery makes the fallback cost cheaper to absorb, while weak recovery makes every Wallet cast riskier.

• Check your safety margin

  Casting near the Health floor trades survivability for tempo. Wallet fits builds that can afford to spend that margin and recovers it afterwards.

A substitution Artifact cannot be ranked without a build. Its value moves with your Power economy, your ability usage and your access to healing, so the useful question is how often a shortage would otherwise cost you a cast.

Wallet is not an ordinary map find. The Untapped Artifact is part of Digital Deluxe content, so ownership starts with the entitlement, and the path to a usable Artifact runs through the Untapped version and Artifact Formation.

1. 1 · Hold the entitlement

   Wallet's Untapped Artifact comes from Digital Deluxe content, so the account has to own that content before the Artifact is reachable.

2. 2 · Reach the in-game unlock

   The entitlement makes the Artifact reachable; the point where it becomes usable in game is a separate, confirmed condition.

3. 3 · Craft at The Gap

   Use Artifact Formation and provide the required materials to turn the Untapped Wallet into Wallet.

4. 4 · Equip it

   Once crafted, Wallet equips through your Loadout like any other Artifact.

Owning the entitlement does not equip the finished Artifact. Entitlement, in-game unlock and crafting stay distinct.

Wallet's Untapped Artifact is listed as Digital Deluxe content on the store listings, so its availability is tied to the edition rather than to a pre-order window. That is a different entitlement from a pre-order reward.

• Entitlement type

  Digital Deluxe content, granted by owning the Digital Deluxe Edition or the equivalent upgrade.

• Upgrade path

  A Digital Deluxe Upgrade grants the same content, so a standard-edition owner can add it later through the upgrade.

• Unlock timing

  When Wallet becomes usable in game is a separate condition and is confirmed from the shipped entitlement and progression data.

• Platform rules

  Whether the entitlement is tied to a store, edition or account is confirmed before it is stated on this page.

Wallet is Deluxe content, not a pre-order bonus. Looking for it in the open world is the wrong first step; check the edition and the upgrade first.

Crafting Wallet consumes its Untapped version plus additional materials. The materials and the station are listed here; exact quantities appear only after the recipe is verified, so a balance change never leaves stale numbers on this page.

Materials are stored as data, not written into this page's prose, so a future recipe change updates one value instead of fifteen localized pages.

Wallet occupies an Artifact slot like every other Artifact. Whether it can be equipped alongside a specific other Artifact is decided by the Loadout and by the game's Artifact grouping, not by the effect text.

• Loadout slots

  Artifacts equip into the Loadout's Artifact slots, so a full Loadout has to drop something to fit Wallet.

• Artifact grouping

  If the game groups Artifacts into families, two Artifacts from the same group may be mutually exclusive. That grouping is a game rule, and this page does not invent one.

• Conflict is a validity rule

  An equip conflict means the combination is not legal, not that the two effects are weak together.

A resource role label is not a game family. The page never derives an equip restriction from the role it displays.

Wallet and Pickpocket's Tool are not ranked against each other by the size of their effect, because they solve the same problem differently. Wallet substitutes Health for missing Power; Pickpocket's Tool overrides a Power cost to zero after a Perfect Dodge.

The real question is not which is stronger, but whether you want to spend Health to keep casting or to be rewarded for defensive timing.

If all of these check out and it still misbehaves, treat it as a technical problem rather than a build problem.

Heart Monitor · 1996 Commemorative Coin · Medical Alert Bands

Wallet owns this Artifact's identity, its Health-for-Power substitution, its Health floor and its acquisition and crafting. The full Artifact list, the role and trigger taxonomy and the lifecycle and slot rules live on the Artifacts hub, which is where you compare resource options before spending a Loadout slot.